Credit Card

At Shraddha Group, we understand the importance of financial flexibility and convenience in today's fast-paced world. That's why we're excited to offer you a range of carefully curated credit card solutions designed to suit your unique lifestyle and financial needs. With our commitment to excellence and customer satisfaction, you can trust Shraddha Group to be your reliable partner in managing your finances. Explore our diverse selection of credit cards and experience a new level of financial freedom.

Why Choose Shraddha Group Credit Cards:

  1. Tailored to You: Our credit card offerings are designed to cater to a variety of financial preferences and lifestyles. Whether you're a frequent traveler, a shopping enthusiast, or someone looking for everyday convenience, we have the perfect card for you.

  2. Competitive Rates: At Shraddha Group, we believe in transparency. Our credit card interest rates are competitive, ensuring that you can manage your balance responsibly while enjoying the benefits of your card.

  3. Rewarding Experiences: Get ready to be rewarded for your spending. Our credit card rewards program offers exciting opportunities to earn points, cashback, and exclusive perks every time you use your card.

  4. World-Class Security: Your financial security is our top priority. Our credit cards come equipped with advanced security features to protect your transactions and personal information, giving you peace of mind with every purchase.

  5. Exceptional Customer Support: Our dedicated customer support team is here to assist you at every step of your credit card journey. From application to inquiries and dispute resolution, we're just a call away.

When applying for a credit card with Shraddha Group, we want to ensure that you have all the information you need to make an informed decision and manage your card responsibly. Below, you'll find important documentation related to our credit card offerings.

  1. Credit Card Application Form: Our comprehensive application form collects essential information to help us understand your financial needs and preferences. You can access the form online or visit our nearest branch to apply in person.

  2. Terms and Conditions: It's important to review the terms and conditions associated with your chosen credit card. This document outlines interest rates, fees, payment schedules, and other relevant details.

  3. Cardholder Agreement: Once approved, you'll receive a cardholder agreement that specifies your rights and responsibilities as a credit card holder. This agreement covers topics such as card usage, billing, dispute resolution, and more.

  4. Privacy Policy: We are committed to safeguarding your personal information. Our privacy policy explains how we collect, use, and protect your data in compliance with relevant regulations.

  5. Fees and Charges: This document provides a comprehensive list of fees that may apply to your credit card account, including annual fees, late payment charges, and cash advance fees.

  6. Credit Limit Guidelines: Understanding your credit limit is crucial for managing your spending. This guideline explains how your credit limit is determined and provides tips for responsible credit usage.

  7. Security Tips: Protecting your credit card and personal information is essential. Our security tips guide you on best practices for safe card usage, online transactions, and fraud prevention.

We encourage you to review these documents carefully before applying for a Shraddha Group credit card. If you have any questions or require further assistance, please don't hesitate to contact our customer support team. We're here to ensure your credit card experience with Shraddha Group is smooth, rewarding, and secure.