Working Capital

Take your business higher than ever through Shraddha Group working capital fund.

Shraddha Group offers you an extraordinary scope of working capital offices at your entryway step. We mastermind moderate, helpful money related arrangements which are of fundamental significance in running a productive undertaking.

Get Cash Credit, Overdraft office, Bank Guarantees and different items directing from Shraddha Group intended to meet your Working Capital Needs. Brisk preparing, different security alternatives, and focused financing costs guarantee this is the best choice for your business.

You Can Get The Following Loans/Facilities Arranged Through Shraddha Group To Manage Your Working Capital Requirements

  • Money Credit limit
  • Overdraft office to meet your regular prerequisites
  • Working capital points of confinement to meet your fare prerequisite.
  • Working capital points of confinement in the type of non-store-based offices – Letters of Credit and Buyers Credit to guarantee auspicious conveyance of products
  • Different kinds of Bank Guarantees to meet execution and money related commitments

The documentation for business loans is one of the simplest. Basic KYC documents and income documents would suffice to get a working capital Loan.

The general list for obtaining a Business Loan is as follows:

  • Photograph
  • Identity proof
  • Address proof
  • Income proof
  • Bank Statements
  • Continuity Proof
  • Qualification proof (applicable only for Self Employed Professionals)

The Detailed Documents Are As Below:

     1. Identity Proof (Any One Of The Following)

  • Copy of PAN Card
  • Copy of Passport
  • Copy of Driving Licence
  • Copy of Government ID card
  • Copy of Voter ID card
  • Copy of Company ID Card (for select Corporate)

     2. Address Proof (Any One Of The Following)

  • used as proof of identity)
  • Copy of Telephone Bill (both landline and post-paid mobile connection)
  • Copy of Driving licence
  • Copy of Voter ID card
  • Copy of Ration card
  • Copy of Electricity bill
  • Copy of bank statement (computerised statements only)
  • Copy of Life Insurance premium receipt
  • Copy of any title deed (Sale deed/ Index II)
  • Copy of Property tax receipt
  • Copy of Leave & License Agreement
  • Copy of latest credit card statement

     3. Age Proof (Any One Of The Following)

  • Copy of PAN card
  • Copy of Passport
  • Copy of Birth Certificate issued by competent authority

     4. Signature Verification Proof (Any Of The Following)

  • Copy of PAN Card
  • Copy of Passport
  • Copy of Driving License
  • Signature verification from Bank

     5. Income Documents

For Self-Employed Individuals:

  • Copy of last two-year IT returns along with computation of income, Balance sheet and Profit & Loss a/c, audited reports (in case of audited financials)
  • CA certified financials (in case of unaudited financials)
  • Bank statements of last six months of the main business banking

Property Documents:

  • Sales Deed
  • Copy of the Sanction Plan
  • Copy of permission order